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                                        Loan Rate of Interest

Loan Rate of Interest

INTEGRAL URBAN CO-OP. BANK LTD

Loan Rate of Interest (RoI)

w.e.f. 11.07.2018

 

S.NO.

CATEGORY

PARTICULARS

RATE OF INT.

1

TERMLOAN

AGAINST PROPERTY

 
   

Up to 1 Lac

13.00%

 

 

Above 1 Lac to  2 Lac

13.50%

 

 

Above 2 Lac to 3 Lac

 14.00%

 

CIBIL SCORE 700+

Above 3 Lac

15.00%

 

CIBIL SCORE 600-700

Above 3 Lac

16.00%

 

CIBIL SCORE 500-600

Above 3 Lac

18.00%

2.

HOUSING LOAN

Up to 1 Lac

13.00%

 

 

Above 1 Lac to  2 Lac

13.50%

 

 

Above 2 Lac to 3 Lac

 14.00%

 

CIBIL SCORE 700+

Above 3 Lac

15.00%

 

CIBIL SCORE 600-700

Above 3 Lac

16.00%

 

 

CIBIL SCORE 500-600

Above 3 Lac

18.00%

3

EDUCATION LOAN

 

13.75%

4

PERSONAL LOAN

 

24.00%

5

GOLD LOAN

 Upto Rs. 1,00,000/

13.50%

 

 

Above      1,00,000/

14.00%

6

FOUR WHEELAR LOAN

 

13.75%

7

TWO WHEELAR LOAN

 

15.75%

8

AGAINST LIC, KVP, NSC

 

15.75%

9.

CASH CREDIT AND

UP TO 2 LAC

16.75%

 10.

 SECURED OVERDRAFT

2 LAC TO 25 LAC

17.00%

 11.

 LIMIT

ABOVE 25 LAC

17.50%

12.

Loan Against Own FDR

Over the FDR Rate

1%

13.

Loan Against third party FDR

Over the FDR Rate

2%